.life-sim-section{background:#f3f2ed;border-top:1px solid var(--border);scroll-margin-top:95px}
.life-mobile-summary{display:none}
.life-section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:35px;margin-bottom:38px}
.life-section-heading h2{font-size:43px;line-height:1.22}.life-section-heading>p{font-size:14px;max-width:280px;line-height:1.8}
.life-sim-layout{display:grid;grid-template-columns:minmax(310px,.85fr) minmax(0,1.4fr);gap:28px;align-items:start}
.life-controls{background:#fff;border:1px solid var(--border);border-radius:22px;padding:29px;box-shadow:var(--shadow)}
.life-controls-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:27px}.life-controls-top .small-caps{font-size:10px;color:var(--muted)}#life-reset{padding:0;background:none;font-size:11px;color:var(--muted);text-decoration:underline;text-underline-offset:4px}
.life-control+.life-control{margin-top:25px;padding-top:22px;border-top:1px solid var(--border)}
.life-control-heading{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:12px}.life-control-heading label{font-size:14px;font-weight:500;line-height:1.5}.life-control-number{font-size:10px;color:#a5a294}
.life-stepper{display:grid;grid-template-columns:43px minmax(0,1fr) 43px;gap:12px;align-items:center}.life-stepper>button{height:43px;width:43px;border-radius:50%;background:#f5f4ef;border:1px solid var(--border);font-size:25px;line-height:1;color:var(--navy);transition:background .15s,transform .15s}.life-stepper>button:hover:not(:disabled){background:var(--gold-pale);border-color:var(--gold);transform:scale(1.05)}.life-stepper>button:disabled{opacity:.35;cursor:default}
.life-number-wrap{display:flex;align-items:baseline;justify-content:center;gap:6px;min-width:0;color:var(--navy)}.life-number-wrap input{appearance:textfield;-moz-appearance:textfield;width:100%;min-width:0;text-align:right;font:500 28px/1.3 var(--sans);color:var(--navy);background:transparent;border:0;border-bottom:1px solid transparent;padding:4px 0}.life-number-wrap input::-webkit-inner-spin-button,.life-number-wrap input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.life-number-wrap input:focus{outline:none;border-bottom-color:var(--gold)}.life-number-wrap input[aria-invalid=true]{border-bottom-color:#b3432d}.life-number-wrap span{flex-shrink:0;font-size:12px;color:var(--muted);white-space:nowrap}
.life-control input[type=range]{--life-fill:20%;appearance:none;-webkit-appearance:none;display:block;width:100%;height:6px;margin:21px 0 14px;border-radius:8px;background:linear-gradient(to right,var(--gold) 0%,var(--gold) var(--life-fill),#ecebe4 var(--life-fill),#ecebe4 100%);cursor:pointer;touch-action:pan-y}
.life-control input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;border:5px solid #fff;background:var(--gold);box-shadow:0 1px 7px #0d1f3c35,0 0 0 1px #c9a84c90;transition:box-shadow .15s}
.life-control input[type=range]::-moz-range-thumb{width:15px;height:15px;border-radius:50%;border:5px solid #fff;background:var(--gold);box-shadow:0 1px 7px #0d1f3c35}
.life-range-ends{display:flex;justify-content:space-between;font-size:10px;color:var(--muted)}
.life-duration-presets{display:grid;grid-template-columns:repeat(4,1fr);gap:7px;margin-top:15px}.life-duration-presets button{background:#fafaf7;color:var(--muted);border:1px solid var(--border);border-radius:7px;font-size:11px;padding:7px 3px}.life-duration-presets button[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff}
.life-control-help{font-size:10px;line-height:1.65;margin-top:13px;color:var(--muted)}
.life-fee-note{display:flex;align-items:center;gap:13px;background:var(--gold-pale);border-radius:10px;padding:15px;margin-top:24px}.life-fee-note>span{font-family:var(--serif);font-size:28px;white-space:nowrap;color:#927126}.life-fee-note p{font-size:11px;line-height:1.6;color:#6f644a}
.life-form-error{font-size:12px;color:#a23220;margin-top:15px}.life-sim-section [hidden]{display:none!important}
.life-results-column{position:sticky;top:115px;min-width:0}.life-results-card{background:var(--navy);color:#fff;border-radius:22px;padding:32px 32px 26px;box-shadow:0 12px 32px #0d1f3c0b;overflow:hidden}.life-result-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:27px}.life-result-top .small-caps{font-size:10px;color:var(--gold-light)}.life-horizon-chip{font-size:11px;white-space:nowrap;color:#e5edf7;padding:6px 12px;border:1px solid #ffffff24;border-radius:30px;background:#ffffff06}
.life-capital-label{font-size:12px;color:#c4d0e0}.life-capital{font:500 clamp(40px,4.1vw,65px)/1.2 var(--serif);font-variant-numeric:lining-nums tabular-nums;color:var(--gold-light);letter-spacing:-.035em;margin:10px 0 9px;overflow-wrap:anywhere}.life-result-subtitle{font-size:10px;color:#b2c0d3;line-height:1.7}
.life-chart-legend{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;color:#d0dbea;font-size:10px}.life-chart-legend>span{display:flex;align-items:center;gap:8px}.life-chart-legend i{width:18px;height:2px;display:inline-block;background:var(--gold-light)}.life-chart-legend .life-legend-paid{height:0;background:none;border-top:2px dashed #afc2d9}
.life-chart{margin:12px -8px 0}.life-chart svg{display:block;width:100%;height:auto;overflow:visible;touch-action:pan-y}.life-chart figcaption{font-size:10px;line-height:1.7;color:#c4d0e0;text-align:center;min-height:34px;padding-top:10px}
.life-result-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:25px;padding-top:25px;border-top:1px solid #ffffff25}.life-result-metrics>div{display:flex;flex-direction:column;gap:9px;min-width:0}.life-result-metrics span{font-size:10px;color:#acbdd2}.life-result-metrics strong{font-size:19px;font-weight:500;color:#fff;line-height:1.4;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.life-result-metrics>div:last-child strong{color:var(--gold-light)}.life-result-metrics>div:last-child .is-loss{color:#ffbcaa}.life-capital-equation{font-size:9px;color:#96a9c1;margin-top:17px;line-height:1.7}
.life-next-step{display:flex;gap:18px;align-items:center;margin-top:28px}.life-next-step .button{font-size:12px;min-height:46px;white-space:nowrap;padding:12px 19px}.life-next-step>span{font-size:10px;line-height:1.6;color:#c4d0e0;max-width:120px}.life-results-limit{font-size:10px;line-height:1.7;color:#aebed3;margin-top:21px}
.life-yearly{background:#fff;border:1px solid var(--border);border-radius:13px;margin-top:17px;padding:0 20px}.life-yearly summary{display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:12px;font-weight:500;padding:17px 0;cursor:pointer;list-style:none}.life-yearly summary::-webkit-details-marker{display:none}.life-yearly summary>span{font-size:20px;color:#9b7b2e}.life-yearly[open] summary>span{transform:rotate(45deg)}.life-table-wrap{overflow-x:auto;max-height:430px;margin-bottom:18px}.life-yearly table{border-collapse:collapse;width:100%;font-size:11px;font-variant-numeric:tabular-nums}.life-yearly caption{font-size:10px;text-align:left;line-height:1.7;padding-bottom:14px;color:var(--muted)}.life-yearly th,.life-yearly td{padding:11px 6px;text-align:right;border-bottom:1px solid var(--border);white-space:nowrap}.life-yearly th:first-child{text-align:left}.life-yearly thead th{background:#fafaf7;position:sticky;top:0;font-weight:500;color:var(--muted)}.life-yearly tbody th{font-weight:500}.life-yearly tbody tr:last-child{background:var(--gold-pale)}
.life-method{margin-top:25px;display:flex;justify-content:space-between;align-items:flex-start;gap:30px;color:var(--muted);font-size:10px}.life-method details{max-width:760px}.life-method summary{cursor:pointer;font-size:12px}.life-method details p{font-size:11px;margin-top:13px;line-height:1.8}.life-method a{text-decoration:underline;text-underline-offset:3px}.life-method>p{font-size:10px;text-align:right;line-height:1.8}
.life-hero-card .small-caps{color:var(--gold-light)}.life-hero-card .life-hero-capital{font-family:var(--serif);font-variant-numeric:lining-nums tabular-nums;font-size:57px;color:var(--gold-light);line-height:1.3;margin-top:17px;letter-spacing:-.035em;overflow-wrap:anywhere}.life-hero-card .life-hero-label{color:#e5edf7;font-size:15px;line-height:1.6}.life-hero-card .life-hero-caption{font-size:11px;line-height:1.7;color:#b9c7d9;margin-top:17px}.life-hero-card svg{width:100%;height:auto;margin-top:21px}.life-hero-card .button{margin-top:25px;min-height:46px;font-size:12px}.life-hero-card .life-hero-note{font-size:10px;line-height:1.7;color:#aebed3;margin-top:14px}
@media(max-width:1100px){.life-sim-layout{grid-template-columns:minmax(290px,.9fr) minmax(0,1.15fr);gap:20px}.life-controls{padding:24px}.life-results-card{padding:26px 23px}.life-section-heading h2{font-size:37px}.life-capital{font-size:48px}.life-result-top{align-items:flex-start;flex-direction:column;gap:10px}.life-result-metrics{gap:10px}.life-result-metrics strong{font-size:16px}.life-next-step{flex-wrap:wrap;gap:12px}.life-next-step>span{max-width:none}.life-hero-card .life-hero-capital{font-size:47px}}
@media(max-width:850px){.life-sim-layout{grid-template-columns:1fr}.life-controls{display:grid;grid-template-columns:1fr 1fr;gap:24px}.life-controls-top,.life-fee-note,.life-form-error{grid-column:1/-1}.life-control+.life-control{margin:0;padding:0;border:0}.life-controls-top{margin-bottom:0}.life-fee-note{margin-top:0}.life-results-column{position:static}.life-result-top{flex-direction:row;align-items:center}.life-capital{font-size:57px}.life-section-heading{display:block}.life-section-heading>p{margin-top:18px;max-width:none}.life-result-metrics strong{font-size:21px}.life-method{display:block}.life-method>p{margin-top:16px;text-align:left}}
@media(max-width:540px){.life-sim-section{scroll-margin-top:75px}.life-section-heading h2{font-size:32px}.life-section-heading>p{font-size:13px}.life-controls{display:block;padding:23px}.life-controls-top{margin-bottom:26px}.life-control+.life-control{padding-top:24px;margin-top:24px;border-top:1px solid var(--border)}.life-fee-note{margin-top:25px}.life-results-card{padding:27px 20px;border-radius:18px}.life-capital{font-size:42px}.life-result-top{flex-wrap:wrap;gap:12px}.life-result-top .small-caps{font-size:9px}.life-horizon-chip{font-size:10px}.life-result-metrics{grid-template-columns:1fr;margin-top:20px;padding-top:17px;gap:14px}.life-result-metrics>div{flex-direction:row;justify-content:space-between;align-items:baseline;gap:14px}.life-result-metrics strong{font-size:20px}.life-next-step{display:block}.life-next-step .button{width:100%}.life-next-step>span{display:block;text-align:center;margin-top:12px}.life-chart-legend{gap:13px;font-size:9px}.life-number-wrap input{font-size:28px}.life-hero-card .life-hero-capital{font-size:44px}.life-yearly{padding:0 15px}.life-yearly th,.life-yearly td{font-size:10px}.life-controls-top .small-caps{font-size:9px}}
@media(prefers-reduced-motion:reduce){.life-stepper>button,.life-control input[type=range]::-webkit-slider-thumb{transition:none}}
@media(max-width:850px){.life-mobile-summary{position:sticky;top:78px;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:10px;padding:13px 16px;margin-bottom:18px;border:1px solid #d9c68c;border-radius:12px;background:#fbf8eef7;backdrop-filter:blur(10px);box-shadow:0 3px 12px #0d1f3c08;color:var(--navy)}.life-mobile-summary>span:first-child{font-size:10px;line-height:1.6}.life-mobile-summary>span:first-child>span{display:block;color:var(--muted);font-size:10px}.life-mobile-summary strong{font-size:22px;font-weight:500;font-variant-numeric:tabular-nums;margin-left:auto}.life-mobile-arrow{display:grid;place-items:center;flex-shrink:0;width:29px;height:29px;border-radius:50%;background:var(--gold);font-size:17px}.life-results-card{scroll-margin-top:165px}}